Free Insulation Grant

Insulation Grants for UK Households

Looking for insulation grants? Funding has now closed, but there are still ways to improve your home, reduce heat loss, and prepare for future support.

Are Insulation Grants Still Available?

As of March 31st 2026, insulation grants under schemes such as ECO4 and the Great British Insulation Scheme (GBIS) are no longer available for new applications. These programmes previously funded insulation upgrades for eligible households, either fully or with a contribution, but have now come to an end.

If you were planning to apply, it’s understandable to feel like the opportunity has been missed. In reality, many homes still benefit from insulation improvements, and the right approach now depends on your property, your current setup, and what level of investment feels manageable for you.

At Elite Energy, we take that into account from the start. Rather than pushing a one-size-fits-all solution, we look at what your home actually needs and what makes sense for your situation, so you can move forward in a way that feels realistic and worthwhile.

Will Free Insulation Grants Return?

While schemes such as ECO4 and GBIS have now closed, insulation is still a key part of the government’s long-term plans to improve energy efficiency across UK homes.


Future support is expected to come through the Warm Homes Plan, a £15 billion programme designed to fund home upgrades over the coming years. This will replace previous schemes and take a broader approach, focusing on improving how homes perform overall rather than funding single measures in isolation.

What the Warm Homes Plan Is Expected to Include

Insulation is expected to remain a central part of the scheme, with support likely to cover:

  • External or internal wall insulation

  • Loft and room-in-roof insulation

  • Cavity wall insulation

  • Underfloor insulation

The aim is to address the areas where the most heat is lost, helping your home retain warmth more effectively and reduce ongoing energy use.

Who Is Likely to Qualify

Support is expected to be prioritised for:

  • Homes with EPC ratings of D, E, F or G

  • Properties that are expensive to heat

  • Households that may struggle to fund upgrades upfront

Funding could be available up to £15,000 depending on the property and the level of improvement required.

Should You Wait or Move Forward Now?

The Warm Homes Plan is still being rolled out, and full eligibility routes and timelines haven’t been confirmed yet.

If your home is already losing heat, waiting means continuing to deal with higher energy use and less consistent temperatures in the meantime. Improving insulation now allows you to address that straight away, while still keeping the option open to benefit from future support if it becomes available.

If you’re unsure, we can help you look at both angles - what makes sense for your home now, and where you may fit when new funding is introduced.

Why Insulation Still Makes Sense Without a Grant

Even without grant funding, insulation remains one of the most effective ways to reduce energy loss in your home. It works immediately, helping your home retain heat and reducing how much your heating system needs to run.

Without insulation, you’re constantly paying to replace heat your home can’t retain. With it, your home starts holding onto that warmth, reducing waste, lowering costs, and improving comfort day after day.

  • 1

    Reduces Heat Loss at the Source

    A significant portion of heat loss happens through the structure of your home:

    • Up to 25% through the roof

    • Around 30–35% through walls

    • Ongoing loss through floors and draughts

    Insulation targets these areas directly, stopping heat from escaping and allowing your home to hold onto warmth for longer.

  • 2

    Cuts Ongoing Energy Costs

    By reducing how much heat is lost, insulation lowers the amount of energy needed to keep your home warm.

    Most households see savings in the region of £300 to £800 per year, depending on the property and the level of improvement. This saving repeats every year, rather than being a one-off reduction.

  • 3

    Reduces Reliance on Your Heating System

    Without insulation, your boiler or heating system has to work continuously to replace lost heat.

    With insulation in place, your system runs more efficiently:

    • less frequent heating cycles

    • lower overall energy demand

    • reduced wear over time

  • 4

    Creates a More Consistent Indoor Temperature

    Insulation helps stabilise how heat moves through your home, reducing common issues such as:

    • cold rooms upstairs or downstairs

    • uneven temperatures between spaces

    • heat dropping quickly after the heating turns off

    The result is a home that feels consistently warm, rather than fluctuating throughout the day.

  • 5

    Helps Prevent Damp and Condensation Issues

    Poor insulation often leads to cold surfaces, which can cause condensation to build up over time. By improving how your home retains heat, insulation reduces the conditions that allow damp and mould to form, helping protect both the property and the indoor environment.

  • 6

    Improves Energy Efficiency and Property Value

    Insulation contributes directly to your home’s EPC rating, which reflects how efficiently it uses energy.

    A better EPC rating can:

    • make the property more attractive to buyers or tenants

    • support compliance for landlords

    • reflect lower ongoing running costs

What Insulation Can Be Installed in Your Home

The right type of insulation depends on how your home is built and where heat is being lost. The focus is on targeting the areas that will make the biggest difference, rather than installing everything unnecessarily.

Every property is different, which is why we don’t take a blanket approach. At Elite Energy, we assess where your home is actually losing heat and recommend the insulation that will make the biggest difference, based on your property, your usage, and what feels manageable for your budget.

Loft Insulation

Stops heat escaping through the roof, which is one of the biggest sources of energy loss in most homes. This is often the quickest way to reduce heating use and improve overall warmth.

Room-in-Roof Insulation

Designed for converted loft spaces, this helps retain heat in rooms that would otherwise lose warmth quickly through the roof. Improves comfort in attic bedrooms and upper floors.

Cavity Wall Insulation

Fills the gap within external walls to prevent heat escaping. Helps stabilise indoor temperatures and reduces how quickly rooms cool down once the heating is off.

Internal Wall Insulation

Applied to the inside of solid walls, reducing heat loss in properties without cavity walls. Helps improve how well rooms retain heat, particularly in older homes.

External Wall Insulation

Adds an insulating layer to the outside of the property, significantly reducing heat loss through solid walls. Can deliver a noticeable improvement in overall heat retention across the home.

Underfloor Insulation

Reduces draughts coming up from below and improves comfort across ground-floor rooms. Helps maintain a more consistent temperature, especially during colder months.

Why Choose Elite Energy

When it comes to insulation, how it’s installed matters just as much as what’s installed. Poorly fitted insulation can lead to damp, reduced performance, and wasted spend. At Elite Energy, our focus is on getting it right the first time, so your home sees the full benefit over the long term.

  • Fully Accredited Installation: We work to recognised industry standards including TrustMark, PAS2030, and CIGA, ensuring every installation meets strict requirements for safety, performance, and compliance.

  • Installed by Our Own In-House Team: All work is carried out by our trained installers, not subcontractors. This gives us full control over quality and consistency across every project.

  • Systems Matched to Your Home: Every recommendation is based on where your home is losing heat and what will make a measurable difference, taking your property and budget into account.

  • Installed Correctly First Time: Incorrect installation can lead to issues such as condensation, cold bridging, or reduced effectiveness. Our approach is focused on proper installation from the outset, so you avoid problems later.

  • Clear Process from Start to Finish: From initial assessment through to installation and final checks, everything is handled in-house with clear communication, so you know exactly what’s happening at each stage.

  • Long-Term Performance: When installed correctly, insulation should perform for decades. Our focus is on delivering results that last, not short-term fixes.

Get Your Home Warmer Before Costs Climb Further

If your home is losing heat, you’re already paying for it every day through higher energy use and uneven temperatures. The longer it’s left, the more that cost builds.

We’ll show you what your home actually needs, what difference it will make, and what it’s going to cost, so you can decide with clarity.

If future funding becomes available, you’ll already be in a stronger position. If not, you’ll have already started reducing heat loss and improving how your home performs.

Frequently Asked Questions

We have tried to answer most questions here but if you have any other queries please feel free to contact us!

Is insulation still worth it without a grant?

Yes. Insulation reduces how much heat your home loses, which lowers the amount of energy needed to keep it warm. That saving continues year after year, making it one of the most effective upgrades even without funding.

How much can I actually save with insulation?

Savings vary depending on the property and the type of insulation installed, but most homes see reductions in the region of £300 to £800 per year. The exact figure depends on how much heat your home is currently losing.

How do I know what type of insulation my home needs?

That depends on how your home is built and where heat is being lost. We assess your property, look at areas such as the roof, walls, and floors, and recommend the insulation that will have the greatest impact without over-specifying.

How long does insulation last once installed?

When installed correctly, most insulation types can last 25 to 40 years or more. It’s a long-term upgrade that continues to perform without needing regular maintenance.

Will insulation help with damp or condensation?

It can. By reducing cold surfaces and improving how heat is retained, insulation helps limit the conditions that allow condensation to form. This can reduce the risk of damp and mould over time.

Should I wait for the Warm Homes Plan before installing insulation?

It depends on your situation. Future support may become available, but timelines and eligibility are still being confirmed. If your home is already losing heat, improving insulation now allows you to start reducing costs straight away rather than waiting.

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